First Time Buyers Solicitors – Drogheda, Ashbourne & Dublin
The law is there to support you. If you require any assistance in relation to purchasing or selling a property, talk to Tallans today.
We’re here to help. Call us today on Drogheda : 041 983 8708 Ashbourne : 01 835 2027
What We Offer
Here at Tallans, we know that, whilst we deal with buying and selling houses everyday, this is a new and somewhat daunting prospect for you. You will have spent many weeks searching for your ideal home and dealing with your mortgage lender, jumping through hoops to secure a property and a Loan Offer in these unusual times. When it comes to the legal side, you can trust us to take the stress off your shoulders as much as possible.
What’s the role of a solicitor in the process?
There is a lot of paperwork to be gone through but we will deal with a lot of that for you. Our job is to tell you what you need to know in a way that is understandable and concise. Tallans will review the Contracts and title documents provided by the seller and raise any queries that need to be dealt with before you can sign Contracts. We will also review your Loan offer and flag any areas of concern. Once the purchase has completed, we look after paying your stamp duty, registering you as owners of the property in the Property Registration Authority and sending your title deeds to your lender as security for your loan.
What types of Conveyancing can we help with?
First Time Buyers
Sales & Purchases
Landlord and Tenant
We’re here to help.
What are your next steps??
Just inform the estate agent and your Lender that Tallans will be looking after you and we will take it from there. The seller will send us Contracts and copy title documents which we will review and raise queries on. Your Lender will send us a copy of your Loan Offer and a legal pack of documents for you to sign. We will email you all the documentation that you need to see so that you can review it at your leisure and prepare any questions in advance of a meeting. The aim is to have just one face to face meeting for you to sign Contracts and Loan Documents to minimise the amount of time you need to spend away from your own jobs and families. We will keep you updated at every important step by email and telephone so that you feel reassured and in control throughout the process.
What documents do you need?
We will need the following from you;
- Contact details
- Photo ID
- Proof of Address
- Proof of PPS number
- Copy Marriage/Civil Partnership Certificate if relevant
What does Annual Percentage Rate (APR) mean?
Annual percentage rate refers to the annual rate of interest charged to borrowers and paid to investors. APR is a % that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction, but it does not take compounding into account. The APR provides consumers with a bottom-line number they can easily compare with rates from other lenders to help them in their decision making process.
What is a Top-up Mortgage?
A top-up mortgage is a home loan that allows homeowners to borrow more money by accessing the equity they've built in their home.
If you already have a mortgage you may be able to increase or top-up your mortgage to extend or improve your home, cover educational expenses or give a parental gift. Some mortgage lenders may allow you to use a mortgage top up to consolidate short-term debt. Whether you can top-up your mortgage will depend on your lender’s terms and conditions.
What other costs can I expect when purchasing a home?
There are multiple costs associated with buying a home. These include lending agency fees, legal fees, buyer’s survey fee, mortgage protection insurance, home insurance and stamp duty.
What is an application fee?
A loan application fee is an up-front, usually nonrefundable charge for submitting a loan application such as for a mortgage.
Talk To Tallans Today
We use our expert knowledge and 130 year’s experience to give you the voice you need. We use non-legal language and provide practical and impartial advice through every stage of the process!
Why choose Tallans?
At Tallans, our dedicated Conveyancing solicitors have over 100 years of experience in looking after the needs of our clients.
- Fast, friendly, and reliable service
- Dedicated Conveyancing staff
- Experience on your doorstep
- Convenient parking available
Want to know what it’s like to work with Tallans Solicitors? The best way to find out is to see what past clients have said.
In a recent claim, Tallans Solicitors were superefficient and provided great service. I was very nervous coming in to see a solicitor but Orla Shevlin put me at ease straight-away. I found Orla very easy to talk to and knew I could trust her 100%.
I was extremely happy with the outcome of my case… Tallans were able to explain things to me in a way that I could understand. I have no hesitation in recommending Tallans to anyone.
From day one, Tallans Solicitors were transparent, clear and supportive regarding my case. They had a personable yet highly professional way in which they presented themselves. From day one, they were on my side. I will now go to them for all legal advice in the future and recommend everyone to seek advice and services from Tallans in Drogheda.
About Tallans Solicitors
We draw on more than 130 years of experience in personal injury law to provide you with expert advice and legal services.
We’re here to help you with your claim, and will work with you to ensure you understand every step of your legal journey.
Our friendly and experienced team are waiting to answer your call. Lines are open Monday to Friday, from 9 am to 5.30 pm on 041 983 8708 (Drogheda) and 01 835 2027 (Ashbourne) or you can fill out our contact form and we’ll call you back.